:root{font-family:Arial,Helvetica,sans-serif;color:#263b50;background:#eef3f7;font-synthesis:none;--navy:#15334c;--teal:#087f8c;--heading:#172f46;--muted:#61758b;--line:#e3e9ef}
.company-field{grid-column:1/-1}.company-picker{position:relative}.company-picker>input[type=text]{width:100%}.company-options{position:absolute;z-index:5;top:100%;left:0;right:0;max-height:280px;overflow:auto;list-style:none;margin:4px 0 0;padding:5px;background:#fff;border:1px solid #b7cad7;border-radius:6px;box-shadow:0 8px 22px #15334c22}.company-options>li{padding:12px;font-size:13px;line-height:1.5;cursor:pointer;overflow-wrap:anywhere}.company-options>li:hover,.company-options>li[aria-selected=true]{background:#e9f4f5;color:#075d67}.company-banks{margin-top:22px;overflow:hidden}.company-banks>h3{font-size:16px;padding:22px;border-bottom:1px solid var(--line);overflow-wrap:anywhere}.company-banks table{table-layout:fixed}.company-banks th:first-child{width:90px}.company-banks td:last-child{width:auto;min-width:0}.company-banks tbody th{vertical-align:top;text-align:left}.company-comment,.company-notes{white-space:pre-wrap;overflow-wrap:anywhere;line-height:1.8}.company-comment+.company-comment{margin-top:12px}.company-empty,.company-banks>h4,.company-notes{padding:16px 22px}.company-banks>h4{margin:0;padding-bottom:0;font-size:13px}.company-notes{margin:0;padding-left:40px}.client-summary:has(>div:nth-child(7)){grid-template-columns:repeat(3,minmax(0,1fr))}
.company-banks tbody th{white-space:normal;overflow-wrap:anywhere}
.company-banks td:nth-child(2){font-weight:400;color:inherit}
*{box-sizing:border-box}body{margin:0}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,a,summary{touch-action:manipulation}a{color:var(--teal)}button{cursor:pointer}button:disabled{cursor:wait}input,select{min-width:0}input::placeholder{color:#8391a0;opacity:1}[hidden]{display:none!important}h1,h2,h3,p{margin:0}h1,h2,h3{color:var(--heading)}:focus-visible{outline:3px solid #16a0aa;outline-offset:4px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;top:-100px;left:16px;padding:12px 18px;background:white;z-index:10}.skip-link:focus{top:12px}
.site-header{background:var(--navy);border-bottom:4px solid #16a0aa;color:white}.header-inner{max-width:1200px;margin:auto;min-height:90px;padding:19px 36px;display:flex;align-items:center;gap:26px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:white;flex-shrink:0}.brand-mark{font-size:25px;font-weight:700;letter-spacing:-2px;position:relative;padding:5px 8px 11px 0}.brand-mark span{position:absolute;bottom:3px;left:0;width:32px;height:3px;background:#16a0aa}.brand-name{font-size:14px;font-weight:700;letter-spacing:1.5px}.brand-name small{display:block;font-size:9px;font-weight:400;letter-spacing:2.3px;color:#c2d2df;margin-top:6px}.header-divider{height:31px;width:1px;background:#4b6276}.header-product{font-size:15px;color:#e1eaf1}
.page-shell{max-width:1200px;margin:auto;padding:42px 36px 22px}.page-heading{margin-bottom:26px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.7px;color:var(--teal);display:flex;align-items:center;gap:7px;margin-bottom:12px}.eyebrow>span{width:18px;height:2px;background:#16a0aa}h1{font-size:30px;line-height:1.25;letter-spacing:-.7px;margin-bottom:12px}.page-heading>div>p{font-size:14px;line-height:1.7;color:var(--muted)}.mode-banner{display:flex;align-items:center;flex-wrap:wrap;gap:8px 12px;padding:12px 16px;margin-bottom:22px;border:1px solid #cddfe5;background:#f7fbfc;border-radius:6px;font-size:12px;line-height:1.6}.mode-banner strong{font-size:11px;letter-spacing:.3px;display:flex;align-items:center;gap:7px;color:var(--heading)}.mode-dot{width:6px;height:6px;border-radius:50%;background:#16a0aa}.mode-banner>a{margin-left:auto;font-weight:700;text-underline-offset:3px;white-space:nowrap}.mode-banner.demo{background:#fff8e9;border-color:#eadab7}.mode-banner.demo .mode-dot{background:#a67717}
.workspace{display:grid;grid-template-columns:minmax(0,2.3fr) minmax(265px,1fr);gap:22px;align-items:start}.surface{background:white;border:1px solid #e3e9ef;border-radius:10px;box-shadow:0 4px 16px #15334c05}.form-surface{padding:28px}.section-heading{display:flex;align-items:center;gap:12px;margin-bottom:30px}.section-index{display:grid;place-items:center;border:1px solid #dbe7ed;background:#f4f8fb;border-radius:6px;height:38px;width:38px;color:var(--teal);font-size:13px;font-weight:700;flex-shrink:0}h2{font-size:19px;letter-spacing:-.25px}.section-heading p{font-size:12px;line-height:1.5;color:var(--muted);margin-top:6px}.required-note{font-size:10px;color:var(--muted);margin-left:auto;white-space:nowrap}.form-fields{border:0;padding:0;margin:0;min-width:0}.form-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:27px 22px}.field{display:flex;flex-direction:column;gap:9px;min-width:0}.field>label,.field>legend{font-size:12px;font-weight:700;color:var(--heading)}input[type=text],input[type=number],select{width:100%;height:46px;border:1px solid #ccd8e2;border-radius:5px;background:#fff;color:#263b50;padding:0 13px;font-size:13px;outline-offset:2px}input:hover,select:hover{border-color:#9fb5c6}input:focus,select:focus{border-color:var(--teal)}input[aria-invalid=true],select[aria-invalid=true]{border-color:#b04436}.field-help{font-size:10px;line-height:1.5;color:var(--muted)}.field-error{font-size:11px;line-height:1.5;color:#9a352b}.salary-input{position:relative}.salary-input input{padding-right:55px}.salary-input>span{position:absolute;right:13px;top:16px;font-size:10px;font-weight:700;color:var(--muted);pointer-events:none}.nationality-field{border:0;margin:0;padding:0}.nationality-field>legend{margin-bottom:12px;padding:0}.radio-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}.radio-card{display:flex;gap:8px;align-items:center;padding:0 12px;min-height:46px;border:1px solid #ccd8e2;border-radius:5px;font-size:12px;cursor:pointer;white-space:nowrap}.radio-card:has(input:checked){border-color:var(--teal);background:#f1f9fa;box-shadow:inset 0 0 0 .5px var(--teal)}.radio-card:has(input[aria-invalid=true]){border-color:#b04436}input[type=radio]{accent-color:var(--teal);margin:0;width:15px;height:15px;flex-shrink:0}.form-bottom{margin-top:33px;border-top:1px solid var(--line);padding-top:23px;display:flex;align-items:center;justify-content:flex-end;gap:20px}.button{display:inline-flex;align-items:center;justify-content:center;gap:17px;border:1px solid transparent;border-radius:5px;min-height:44px;padding:0 20px;font-size:12px;font-weight:700;white-space:nowrap}.button-primary{color:#fff;background:var(--teal)}.button-primary:hover{background:#066c77}.button-primary:disabled{background:#628e96}.button-primary>span[aria-hidden=true]:not(.spinner){font-size:19px;font-weight:400}.button-secondary{background:#fff;border-color:#c5d5df;color:var(--heading)}.button-secondary:hover{background:#f4f8fb}.button-secondary>span{font-size:18px}.spinner{width:15px;height:15px;border:2px solid #ffffff66;border-top-color:white;border-radius:50%;animation:spin .8s linear infinite}.loading-status{margin-top:14px;font-size:12px;color:var(--teal);text-align:right}@keyframes spin{to{transform:rotate(360deg)}}@media(prefers-reduced-motion:reduce){.spinner{animation:none;border-style:dotted}}
.guide-surface{padding:27px;background:#fbfdfe}.guide-icon{width:40px;height:40px;border-radius:8px;background:#eaf3f6;display:grid;place-items:center;margin-bottom:19px;color:var(--teal)}.guide-icon svg{width:25px;height:25px}.guide-surface h2{font-size:17px;margin-bottom:10px}.guide-surface>p{font-size:12px;line-height:1.8;color:var(--muted)}.guide-list{list-style:none;padding:0;margin:23px 0;display:grid;gap:20px}.guide-list>li{display:flex;gap:11px;align-items:start}.guide-list>li>span{height:21px;width:21px;border:1px solid #d6e3ea;border-radius:50%;display:grid;place-items:center;font-size:10px;color:var(--teal);flex-shrink:0}.guide-list strong{font-size:11px;display:block;margin:3px 0 7px;color:var(--heading)}.guide-list p{font-size:11px;color:var(--muted);line-height:1.65}
.notice{padding:16px 18px;border-radius:6px;font-size:12px;line-height:1.7}.notice strong{display:block}.notice p{margin-top:4px}.error-notice{background:#fff3f0;border:1px solid #efc8bf;color:#923d30;margin-bottom:24px}.warning-notice{background:#fffaf0;border:1px solid #e8d9b7;color:#6d572f;margin:20px 0}.warning-notice ul{padding-left:18px;margin:8px 0 0}.warning-notice li+li{margin-top:7px}.results-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin:27px 0 20px}.results-heading h2{font-size:24px;letter-spacing:-.5px}.results-heading .eyebrow{margin-bottom:9px}.client-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;border:1px solid var(--line);border-radius:8px;background:var(--line);overflow:hidden;margin:0 0 22px}.client-summary>div{background:#f4f8fb;padding:17px 20px;min-width:0}.client-summary dt{font-size:10px;color:var(--muted);margin-bottom:7px}.client-summary dd{font-size:13px;font-weight:700;margin:0;color:var(--heading);overflow-wrap:anywhere}.recommendation-card{padding:27px 30px;border-top:3px solid #16a0aa}.recommendation-top{display:flex;justify-content:space-between;gap:24px;align-items:center}.recommendation-label{font-size:10px;letter-spacing:1.1px;font-weight:700;color:var(--teal);margin-bottom:10px}.bank-title{font-size:32px;letter-spacing:-.7px;overflow-wrap:anywhere}.eligibility-badge{font-size:10px;display:inline-block;border:1px solid #d1dfe6;color:#61758b;background:#f4f8fb;padding:5px 8px;border-radius:4px;margin-top:10px}.deferral-metric{text-align:right;flex-shrink:0}.deferral-metric>strong{display:block;font-size:32px;color:var(--heading);letter-spacing:-.8px;font-weight:700}.deferral-metric>small{display:block;font-size:10px;color:var(--muted);margin-top:7px}.recommendation-reason{font-size:13px;line-height:1.8;margin-top:23px;max-width:840px}.conditions-block{margin-top:19px;padding-top:18px;border-top:1px solid var(--line)}.conditions-block h3{font-size:12px;margin-bottom:8px}.condition-list{font-size:12px;line-height:1.9;margin:0;padding-left:19px}.condition-list>li[dir=auto]{text-align:start;unicode-bidi:plaintext;overflow-wrap:anywhere}.source-note{font-size:10px;line-height:1.7;color:var(--muted);margin-top:15px;overflow-wrap:anywhere}.extra-details{margin-top:15px;border-top:1px solid var(--line);padding-top:12px;font-size:11px;color:var(--muted)}.extra-details>summary{cursor:pointer;color:var(--teal);font-weight:700}.extra-details p{margin-top:8px;line-height:1.8;unicode-bidi:plaintext}.alternatives{margin-top:22px;overflow:hidden}.alternatives>h3{font-size:15px;padding:22px 24px;border-bottom:1px solid var(--line)}.table-scroll{overflow:auto}table{width:100%;border-collapse:collapse;font-size:12px;text-align:left}th{font-size:10px;font-weight:700;color:var(--muted);background:#f5f8fb;padding:12px 22px;white-space:nowrap}td{padding:18px 22px;vertical-align:top;border-top:1px solid var(--line)}tbody tr:nth-child(odd){background:#fff}tbody tr:nth-child(even){background:#fbfcfd}td:first-child{width:58px;color:var(--muted)}td:nth-child(2){min-width:105px;font-weight:700;color:var(--heading)}td:nth-child(3){min-width:120px}td:last-child{width:58%;min-width:220px;line-height:1.7}td small{display:block;color:var(--muted);font-size:10px;margin-top:5px;line-height:1.7}.alternative-reason{margin-bottom:6px}.alternative-conditions{margin:7px 0 0;padding-left:17px;color:var(--muted);font-size:11px}.empty-state{text-align:center;padding:48px 24px}.empty-state h3{font-size:20px;margin-bottom:12px}.empty-state p{font-size:13px;color:var(--muted);line-height:1.8}.excluded-note{margin-top:16px;font-size:11px;line-height:1.8;color:var(--muted)}
.test-guide{margin-top:25px;border:1px solid #dce5ed;border-radius:6px;background:#f4f8fb;font-size:11px;color:var(--muted)}.test-guide>summary{padding:14px 17px;cursor:pointer;font-weight:700;color:var(--heading)}.test-guide>summary>span{float:right;color:var(--teal)}.test-guide>div{padding:0 18px 17px;line-height:1.9;max-width:950px}.test-guide ol{margin:0 0 10px;padding-left:20px}.test-guide a{text-underline-offset:3px}.page-footer{display:flex;justify-content:space-between;gap:16px;font-size:9px;line-height:1.8;color:var(--muted);padding-top:26px}.footer-dot{padding:0 7px;color:#b3c3cf}
@media(min-width:1400px){.page-shell{padding-top:53px}.page-heading{margin-bottom:30px}.workspace{grid-template-columns:minmax(0,2.3fr) minmax(290px,1fr)}.form-surface{padding:32px}}
.interest-point-field{grid-column:1/-1}
@media(max-width:540px){.interest-point-field .radio-options{grid-template-columns:1fr}}
.client-summary:has(>div:nth-child(5)){grid-template-columns:repeat(5,minmax(0,1fr))}
.client-summary:has(>div:nth-child(6)){grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:540px){.client-summary:has(>div:nth-child(5)){grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:540px){.client-summary:has(>div:nth-child(6)),.client-summary:has(>div:nth-child(7)){grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:540px){
  .alternatives .table-scroll{overflow:visible}
  .alternatives table,.alternatives tbody{display:block}
  .alternatives thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}
  .alternatives tbody tr{display:grid;grid-template-columns:24px minmax(0,1fr) auto;gap:8px 10px;padding:18px 16px;border-top:1px solid var(--line)}
  .alternatives td{display:block;min-width:0;width:auto;border:0;padding:0}
  .alternatives td:first-child{width:auto}
  .alternatives td:nth-child(2){min-width:0}
  .alternatives td:nth-child(3){min-width:0;text-align:right;max-width:126px}
  .alternatives td:last-child{grid-column:2/-1;width:auto;min-width:0;padding-top:5px;font-size:11px}
}
@media(max-width:1000px){.header-inner{padding-left:25px;padding-right:25px;gap:20px}.page-shell{padding:32px 25px 20px}.workspace{grid-template-columns:minmax(0,1fr) 260px;gap:17px}.form-surface{padding:23px}.form-grid{gap:24px 16px}.form-bottom{flex-wrap:wrap}.button-primary{margin-left:auto}.required-note{display:none}.guide-surface{padding:23px}.radio-card{padding:0 9px;gap:7px}}
@media(max-width:800px){.workspace{grid-template-columns:1fr}.guide-surface{display:none}.header-product{font-size:13px}.header-divider{margin:0 -5px}.brand-name{font-size:12px}.brand-name small{font-size:8px}.client-summary>div{padding:14px}.recommendation-card{padding:24px}.page-heading>div>p{max-width:620px}}
@media(max-width:540px){.header-inner{min-height:78px;padding:15px 20px;gap:12px;flex-wrap:wrap}.header-product{order:4;flex-basis:100%;font-size:11px;color:#c2d2df;padding-left:0}.header-divider{display:none}.brand-mark{font-size:22px}.brand-name{font-size:11px}.brand-name small{font-size:7px}.page-shell{padding:27px 18px 20px}h1{font-size:25px;line-height:1.3}.eyebrow{font-size:9px}.page-heading>div>p{font-size:12px}.mode-banner{font-size:11px;padding:11px 13px;column-gap:8px}.mode-banner>a{margin-left:0}.form-surface{padding:23px 20px}.section-heading{margin-bottom:26px}.section-heading p{font-size:11px}h2{font-size:18px}.form-grid{grid-template-columns:1fr;gap:24px}.field-help{font-size:11px}.field>label,.field>legend{font-size:12px}input[type=text],input[type=number],select{height:48px;font-size:16px}.radio-card{height:48px;font-size:13px;padding:0 15px}.salary-input>span{top:18px}.form-bottom{flex-direction:column-reverse;align-items:stretch;gap:17px;margin-top:28px;padding-top:23px}.button-primary{width:100%;margin:0;min-height:48px}.loading-status{text-align:center}.client-summary{grid-template-columns:1fr 1fr}.results-heading{align-items:flex-start;gap:12px}.results-heading h2{font-size:20px}.button-secondary{padding:0 12px;min-height:40px;font-size:11px;gap:7px}.results-heading .eyebrow{font-size:8px}.recommendation-top{align-items:start;gap:14px}.recommendation-card{padding:22px 20px}.bank-title{font-size:27px}.deferral-metric>strong{font-size:24px}.deferral-metric>small{font-size:9px}.recommendation-reason{font-size:12px}.condition-list{font-size:12px}.deferral-metric{padding-top:21px}.alternatives>h3{padding:20px}.page-footer{flex-direction:column;gap:4px;padding-top:21px}th,td{padding-left:16px;padding-right:16px}.test-guide>summary{line-height:1.6;padding:12px 13px}}
.company-options .company-unlisted-option{border-top:1px solid var(--line);color:#77500f;background:#fff9ed;font-weight:600}
.listed-company-comments{margin-top:16px;padding-top:15px;border-top:1px solid var(--line)}.listed-company-comments h4{font-size:12px;margin:0 0 8px}
.company-confirmation-section{margin-top:24px;padding:24px;background:#fffaf0;border:1px solid #e6cc96}
.company-confirmation-section>h3{font-size:19px;color:var(--heading)}.confirmation-intro{font-size:12px;line-height:1.8;color:#715725;margin-top:8px}
.confirmation-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:19px}
.confirmation-card{padding:20px;background:#fff;border:1px solid #ead8b3;border-radius:7px;min-width:0}
.confirmation-card-heading{display:flex;justify-content:space-between;gap:16px;align-items:start}.confirmation-card-heading h4{font-size:22px;overflow-wrap:anywhere;margin:0}.confirmation-card-heading>strong{font-size:23px;color:var(--heading);text-align:right}
.confirmation-badge{display:inline-block;margin-top:12px;padding:5px 8px;border-radius:4px;background:#fff0ca;color:#76500b;font-size:10px;font-weight:700}
.confirmation-period-note{font-size:10px;color:var(--muted);margin-top:9px}.confirmation-action{font-size:12px;line-height:1.8;margin-top:14px}.confirmation-card h5{font-size:12px;margin:14px 0 7px}
@media(max-width:650px){.confirmation-cards{grid-template-columns:1fr}.company-confirmation-section{padding:20px}.confirmation-card{padding:17px}.confirmation-card-heading>strong{font-size:21px}}